Last Updated: June 2026

1. Acceptance of Terms

By accessing or using InstantLoans.ai, you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Service

InstantLoans.ai acts as a marketplace/aggregator connecting prospective borrowers with participating lenders and lending partners. We are not a lender and do not make credit decisions.

3. User Responsibilities

You agree to provide accurate, current, and complete information during the pre-qualification process. You must be at least 18 years old and a legal resident of the United States to use this service.

4. Limitation of Liability

InstantLoans.ai is not responsible for the actions or inactions of any lender. Any loan agreement you enter into is solely between you and the lending partner. We shall not be liable for any damages arising from your use of the service or your reliance on the information provided.