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Our AI engine processes most applications in less than 2 minutes. Once approved, disbursement usually occurs within 24-48 business hours.

You must be over 18 years old, have demonstrable income, and an active bank account in your name.

Absolutely. We use bank-grade AES-256 encryption and never share your data with unauthorized third parties outside our verified liquidity network.

We use Open Banking protocols that allow us to read (never operate) your last movements to validate income instantly.

Rates vary according to your solvency score. Premium profiles can access rates starting from 5.9% APR.

Yes, you can repay your debt at any time without early payment penalties.